About OppFi
OppFi is a publicly listed company based in Chicago (United States) founded in 2009. It operates as a consumer loans are provided via an online fintech marketplace. The company has 445 employees. OppFi offers products and services including Credit Access Services and Personal Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is FG NEW AMERICA ACQUISITION CORP. Its competitors include Upgrade, Upstart, Laurel Road, FinFit and Tala and 2 more; 7 of its 7 listed competitors have raised funding.
Company details
OppFi was established in 2009 in Chicago, United States, as a fintech platform. An online marketplace is operated to connect consumers with credit options. Access to personal credit lines and personal loans is facilitated for everyday users. Operations focus on the financial services sector, with services delivered digitally across the United States. The domain oppfi.com supports these activities.
- Annual Revenue$597.05 M (USD)13.52as on Dec 31, 2025
- Net Profit$26.33 M (USD)262.76as on Dec 31, 2025
- EBITDA$198.41 M (USD)20.09as on Dec 31, 2025
- Latest Funding Round$200M (USD), Debt – Conventional
Jun 2022
- Investors
- Employee Count445
Products & Services of OppFi
OppFi offers a comprehensive portfolio of products and services, including Credit Access Services and Personal Loans.
Offers loans to help underserved consumers manage financial emergencies.
Provides affordable borrowing options for those without traditional credit.
Funding Insights of OppFi
- Total Rounds 3
- Last Round Debt – Conventional — $200M
- First Round $50M
(Mar 2021)
- Investors Count 1
All 3 funding rounds of OppFi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2022 | $200M | Debt – Conventional | – | – | |
| Oct 2021 | $45M | Debt – Conventional | – | – | – |
| Mar 2021 | $50M | Debt – Conventional | – | – |
1 investors in total: 1 institutional.
Investors in OppFi
OppFi has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Blue Owl Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Blue Owl Capital is engaged in alternative investment management. | – | atalayacap.com | New York, United States |
Investor details for OppFi
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of OppFi
81 people are tracked at OppFi (26 in leadership, 55 in team); the tracked headcount is 445.
| Name | Role | Group |
|---|---|---|
Piyush Sharma | Director Data Science And Machine Learning | Leadership |
Manny Chagas | Chief Operating Officer | Leadership |
Yuri Ter - Saakyants | Chief Technology Officer | Leadership |
Pamela Johnson | Chief Financial Officer | Leadership |
Todd Schwartz | CEO, Executive Chairman & Founder | Leadership |
Shannon Zheng | Chief Information Security Officer | Svp, IT | Leadership |
Robert Kwak | Sr. Director Platform Engineering And Ops | Leadership |
Donielle J. | Director Of Compliance | Leadership |
Vitaly Galinsky | Staff Engineer (it Director) | Leadership |
Charelle Hammond | Director Of People Business Partners And Workplace Experience | Leadership |
John Cole | Vice President, Operations Strategy | Leadership |
Joanna Estrella | Director Of Customer Success | Leadership |
Tatiana Coulter | Senior Director, Customer Marketing And Product Engagement | Leadership |
Sten Halgren | Director, Capital Markets & Strategic Finance | Leadership |
Reid Brady | Vice President Finance | Leadership |
Sonnie Chamberlain | Director, Operations Strategy | Leadership |
Kevin Linde | Senior Vice President Of Customer Operations | Leadership |
Kendall Pinotti | Director, Collections & Recoveries Strategy | Leadership |
Dawn Coen | Director Of Quality Assurance | Leadership |
Eric McFadden | Director Operation Excellence And Resolution | Leadership |
61 more people are available in the full profile.
Complete people profiles for OppFi
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of OppFi
OppFi is a publicly listed company on the NYSE with ticker symbol OPFI in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date20 Nov 2020
- Listed onNYSE: OPFI
- Listed entityOppFi Inc.
- Exchange sectorFinance
- ISINUS68386H1032
- Share price$5.82 · 2026-10-13
- Market capitalisation$495.9M
- Price to earnings3.4
- EPS (diluted, trailing year)$1.70
- Volume (last session)531,993
Financials of OppFi
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $597.0M | $26.3M | $198.4M |
| 2024 | $526.0M | $7.3M | $165.2M |
| 2023 | $511.9M | -$1.0M | $123.2M |
| 2022 | $452.9M | $7.1M | $70.2M |
| 2021 | $350.6M | $25.6M | $138.0M |
Detailed financial statements for OppFi
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of OppFi
4 dated milestones of OppFi across 13 years, from founding to its latest funding, stage changes and deals.
- Founded OppFi is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $50.0M.
- Funding Latest funding round, Debt – Conventional, of $200.0M.
Competitors of OppFi
OppFi has 7 listed competitors in our database, 7 of them funded. They include Upgrade, Upstart, Laurel Road, FinFit and Tala, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| upgrade.com | 2016 | San Francisco, United States | $750M | 1,221 | Consumer credit and banking products are offered to individuals. | |
| upstart.com | 2012 | Palo Alto, United States | $128.65M | 1,497 | Diversified loans are provided via an AI-enabled online marketplace. | |
| laurelroad.com | 2006 | New York, United States | $20M | – | Student loan refinancing, mortgages, and personal loans are offered online. | |
| finfit.com | 2008 | Virginia Beach, United States | $23M | 33 | Financial wellness solutions are provided to support employee financial health. | |
| tala.co | 2011 | Santa Monica, United States | $347.7M | 40 | Fintech services for credit, savings, and payments are delivered globally. | |
| lendkey.com | 2007 | New York, United States | $42.18M | 131 | Student & Home improvement loans online by local community lenders | |
| forestroadco.com | 2018 | New York, United States | $28.75M | – | Alternative investment and advisory services are provided through specialized platforms. |
Detailed competitors of OppFi
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of OppFi
The website of OppFi (oppfi.com) receives about 9.2K visits a month.
- Monthly visits9.2K
▼ 3.9% vs previous month
Websites whose visitors overlap most with OppFi. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| fintechfutures.com | 100% | 247.5K | #188,215 | View details | |
| opploans.com | 88% | 824.2K | #43,439 | View details |
Top companies in Alternative Lending
10 companies that operate in the same segment as OppFi (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Oppfi
Complete news archive for OppFi
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about OppFi
OppFi was founded in 2009 and raised its 1st funding round 12 years after it was founded.
OppFi is headquartered in Chicago, United States. It is registered at Chicago, Illinois, United States.
OppFi has 445 employees.
Annual revenue of OppFi is $597.05M as on Dec 31, 2025.
OppFi was established in 2009 in Chicago, United States, as a fintech platform. An online marketplace is operated to connect consumers with credit options. Access to personal credit lines and personal loans is facilitated for everyday users. Operations focus on the financial services sector, with services delivered digitally across the United States. The domain oppfi.com supports these activities.
OppFi's top competitors include Upstart, Upgrade and Laurel Road.
OppFi offers Credit Access Services and Personal Loans.
Yes, OppFi is publicly traded on NYSE under the ticker symbol OPFI.
OppFi has 1 investor. Key investors include Blue Owl Capital.
OppFi operates through Fg New America Acquisition Corp..