About Optio
Optio is a Technology company based in Tbilisi (Georgia) founded in 2016. It operates as a personalized finance advice is delivered through AI chat integration. Optio has raised $120 thousand across 3 funding rounds from investors including Techstars. Optio offers products and services including Optio CDP and AI Analytics. Its focus areas include High Tech, Chatbots, Personal Assistants and Finance Assistants. Its legal entity is SMART FIN LIMITED PLC. Its competitors include Cleo AI, Snoop, Penny, Talkbank and Olivia AI and 3 more; 6 of its 8 listed competitors have raised funding.
Company details
Optio was founded in 2016 in Tbilisi, Georgia, within the fintech sector. A chat-based AI platform is utilized to integrate with users bank accounts, where financial history is analyzed to generate tailored advice. Account balances are viewed, and savings goals are set and tracked via the app. Operations focus on personal finance management for individual users.
- Total Equity Funding$120K (USD)
in 3 rounds
- Latest Funding Round$120K (USD), Seed
Jun 2018
- Investors
Products & Services of Optio
Optio offers a comprehensive portfolio of products and services, including Optio CDP and AI Analytics.
Software integrates and analyzes customer data for targeted marketing.
Tools for customer behavior analysis and personalized engagement.
Funding Insights of Optio
Optio has successfully raised a total of $120K across 3 strategic funding rounds. The most recent funding activity was a Seed round of $120 thousand completed in June 2018. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $120,000
- Total Rounds 3
- Last Round Seed — $120,000
- First Round $45,000
(Aug 2016)
- Investors Count 1
All 3 funding rounds of Optio with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2018 | $120,000 | Seed | – | – | |
| Dec 2016 | $5,373 | Grant | – | – | – |
| Aug 2016 | $45,000 | Grant | – | – | – |
1 investors in total: 1 institutional.
Investors in Optio
Optio has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Techstars.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Startups are accelerated globally without sector restrictions through structured programs. | 2006 | techstars.com | New York, United States |
Investor details for Optio
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
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Verified entity values are shown only after access is granted.
Timeline of Optio
3 dated milestones of Optio across 2 years, from founding to its latest funding, stage changes and deals.
- Founded Optio is founded.
- Funding First funding round of $45K.
- Funding Latest funding round, Seed, of $120K.
Competitors of Optio
Optio has 8 listed competitors in our database, 6 of them funded. They include Cleo AI, Snoop, Penny, Talkbank and Olivia AI, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| meetcleo.com | 2015 | London, United Kingdom | $175.49M | 74 | Cloud and AI-based chatbots for personal finance management are offered. | |
| snoop.app | 2018 | London, United Kingdom | $42.32M | 27 | Expense management for individuals is enabled via a mobile app. | |
| pennyapp.io | 2015 | San Francisco, United States | $1.32M | – | Personal expenses are tracked and analyzed via chat-based interface. | |
| talkbank.io | 2016 | Moscow, Russia | $4.01M | – | Provider of a virtual chatbot for finance and commerce | |
| olivia.ai | 2015 | San Francisco, United States | $6.43M | – | Personal finances are managed and optimized by AI-driven insights. | |
| mintzip.com | 2017 | Delhi, India | $253,817 | – | Savings and money management platform | |
| fincheck.com | 2016 | Tel Aviv, Israel | – | – | AI-based conversational finance bot | |
| direxyon.com | 2001 | Montreal, Canada | – | 53 | AI-driven financial planning solutions are offered to asset managers. |
Detailed competitors of Optio
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Verified entity values are shown only after access is granted.
Top companies in Chatbots
10 companies that operate in the same segment as Optio (Chatbots), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Cloud-based omnichannel communication and customer engagement platform is utilized. | 2008 | San Francisco, California, United States | USD 239.77 M | USD 5.07 B | 5,540 | |
Cloud-based business process management suite solutions are delivered. | 2010 | San Mateo, California, United States | USD 400.05 M | USD 838.81 M | 4,500 | |
AI-based conversational solutions are provided for user interactions and learning. | 2021 | Menlo Park, California, United States | USD 193 M | – | 325 | |
Cloud-based unified communication solutions including voice and video are provided. | 2011 | San Ramon, California, United States | USD 475.91 M | USD 4.12 M | 1,511 | |
Cloud and AI-based chatbots for personal finance management are offered. | 2015 | London, England, United Kingdom | USD 175.49 M | – | – | |
Provider of AI and cloud based contact center suite solutions | 2001 | San Ramon, California, United States | USD 84.1 M | USD 1.15 B | 3,070 | |
Provider of customer communications management platform | 2008 | Stockholm, Sweden | USD 12 M | USD 2.94 B | 4,080 | |
Conversational AI platform is provided for digital customer experiences. | 1995 | New York, New York, United States | – | USD 312.47 M | 928 | |
Cloud based platform for employee communication | 2016 | Mountain View, California, United States | USD 315 M | USD 2.49 M | 643 | |
AI-powered conversation intelligence and automation are provided for contact centers. | 2017 | Redwood City, California, United States | USD 213.35 M | USD 10.89 M | 145 |
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Related news about Optio
Complete news archive for Optio
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Frequently Asked Questions about Optio
Optio was founded in 2016.
Optio is headquartered in Tbilisi, Georgia.
Optio is a funded company, having raised a total of $120K across 3 funding rounds to date. The company's 1st funding round was a Grant of $45K, raised on Aug 2016.
Optio was founded in 2016 in Tbilisi, Georgia, within the fintech sector. A chat-based AI platform is utilized to integrate with users bank accounts, where financial history is analyzed to generate tailored advice. Account balances are viewed, and savings goals are set and tracked via the app. Operations focus on personal finance management for individual users.
Optio offers Optio CDP and AI Analytics.
Optio has 1 investor. Key investors include Techstars.
Optio operates through Smart Fin Limited Plc.